Associate Director / Senior Manager – Commercial Valuations Expert

• Additional office locations
• Sydney
• Job ID
• 23654
• Date
• 14-Aug-2026
• Permanent - Full time, Mid-senior, Senior
• Job category
• Corporate Banking, Retail Banking, Risk Management

Reporting to the Head of Business Banking Credit Risk in Line 1, you will play a strategic risk management and governance role, overseeing the quality and performance of the bank’s approved panel of external commercial valuation firms and providing expert property risk advice on complex commercial transactions. You will interface with panel valuers, driving quality and consistency, manage escalations and disputes, and support Product teams with vendor onboarding, offboarding and ongoing management. While you will not be conducting field valuations, you will perform technical reviews of high-value and complex commercial property valuation reports, challenge external valuations where appropriate, and design and oversee quality assurance and hindsighting frameworks to ensure compliance with banking policy and industry standards.

As the primary Subject Matter Expert for commercial property risk, you will partner with Business Banking Relationship Managers and Credit Underwriters to provide early-stage advice on deal structuring, collateral eligibility and LVR parameters. You will translate complex valuation and property risks into clear, commercial advice, monitor market trends, emerging risks and portfolio concentrations, and provide insights and reporting to risk committees and senior leadership. You will also contribute to the ongoing development of the bank’s credit policies, risk appetite statements and valuation guidelines, including recommending LVR limits for specific asset classes, while championing the adoption of digital valuation platforms and technology to improve turnaround times and customer experience.

Reporting to the Head of Business Banking Credit Risk in Line 1, you will play a strategic risk management and governance role, overseeing the quality and performance of the bank’s approved panel of external commercial valuation firms and providing expert property risk advice on complex commercial transactions. You will interface with panel valuers, driving quality and consistency, manage escalations and disputes, and support Product teams with vendor onboarding, offboarding and ongoing management. While you will not be conducting field valuations, you will perform technical reviews of high-value and complex commercial property valuation reports, challenge external valuations where appropriate, and design and oversee quality assurance and hindsighting frameworks to ensure compliance with banking policy and industry standards.

As the primary Subject Matter Expert for commercial property risk, you will partner with Business Banking Relationship Managers and Credit Underwriters to provide early-stage advice on deal structuring, collateral eligibility and LVR parameters. You will translate complex valuation and property risks into clear, commercial advice, monitor market trends, emerging risks and portfolio concentrations, and provide insights and reporting to risk committees and senior leadership. You will also contribute to the ongoing development of the bank’s credit policies, risk appetite statements and valuation guidelines, including recommending LVR limits for specific asset classes, while championing the adoption of digital valuation platforms and technology to improve turnaround times and customer experience.