Remittance Officer

Tanggung Jawab

A Remittance Officer in the banking sector is responsible for managing, processing and overseeing money transfer transactions (both domestic and international)

Job Descriptions

Check and process remittance transactions from branches via the core banking system and send outgoing messages relating to remittance transactions

• Register remittance transactions in either IDR or foreign currencies as specified by the Bank
• Process and notify the SKN/RTGS department of incoming IDR remittances
• Conduct correspondence with correspondent banks
• Prepare daily reconciliations for both incoming and outgoing remittance transactions

Ensure that all transactions comply with banking regulations, bank policies, and anti-money laundering and counter-terrorist financing (AML/CFT) rules.

• Propose improvements and updates to standard operating procedures (SOPs) relating to remittance transactions
• Prepare reports on transaction volumes and revenue for the bank’s internal or external regulators

Kualifikasi

General Qualifications

Education: Minimum qualification of a Diploma (D3) or Bachelor’s degree (S1) in Economics, Accountancy, Banking, Management or a related subject.

Experience: At least 1–3 years’ work experience in the banking industry (particularly in branch operations, payment centres or back office functions), or more depending on the position level.

Technical Skills

• Proficiency in banking operational systems and remittance workflows (SKN, RTGS, SWIFT).
• A strong understanding of local and international regulations, as well as AML/CFT.
• Proficient in using Microsoft Office (particularly Excel)
• Soft Skills: Good communication skills, attention to detail, problem-solving ability, and the ability to work under pressure