Skill diminta
AuditingBudgetingCI/CDDeliveryFlutterJavaKubernetesMentoringMicroservicesNegotiationNext.jsPostgreSQLRabbitMQReactSpring Boot
Deskripsi
Domain
- 10+ years in banking/fintech software delivery, min. 3–5 years leading a department or multiple squads
- Deep functional knowledge of at least two of: Internet/Mobile Banking, Loan Origination (LOS), Collections & Recovery
- Understands end-to-end lending lifecycle: application → credit scoring/decisioning → disbursement → repayment → delinquency bucketing → restructuring → write-off • Familiar with core banking integration patterns (CBS, card switch, payment gateway, BI-FAST/RTGS/SKNBI, QRIS, e-KYC/Dukcapil, credit bureau/SLIK)
Technical
- Solution & enterprise architecture: microservices, API-first/REST, event-driven, messaging (Kafka/RabbitMQ)
- Stack literacy sufficient to challenge design decisions: Java/Spring Boot, Flutter, Next.js/React, RDBMS (Oracle/PostgreSQL) + query tuning, containers/Kubernetes, CI/CD
- Non-functional discipline: high availability, DR/BCP, performance under peak load, observability
- Security & data protection: OWASP Top 10, secure SDLC, encryption/key management, HSM, tokenization, IAM, pentest & VA remediation
Delivery & Management
- Agile at scale (Scrum/SAFe/Kanban), release & change management, ITIL-based incident/problem management • Budgeting: CAPEX/OPEX planning, TCO, business case & ROI, vendor contract negotiation
- Portfolio & resource management, capacity planning, outsourcing/managed-service governance
- KPI/OKR and SLA definition and reporting to BOD level
- Data & reporting fluency: analytics, dashboards, collection performance metrics (roll rate, cure rate, PTP kept rate, NPL trend)
- AI/automation adoption in SDLC and in credit/collections decisioning is a strong plus
Soft Skills
- Builds and retains multi-squad teams; coaching, mentoring, succession planning
- Translates business objectives into technology roadmap, and technical risk into business language
- Credible with C-level, Business Owners, Risk, Compliance, and Internal Audit
- Stakeholder negotiation and expectation management under conflicting priorities
- High integrity and confidentiality — non-negotiable in banking
- Customer/end-user empathy; continuous learning mindset